Working Capital Advance

From $10,000 -> $5,000,000

3-36 Month Terms

Funding In 48 Hours

Business Lines Of Credit

From $10,000 -> $250,000

6-36 Month Terms

Funding In 2-3 Biz Days

Asset Based Loans

From $1,000,000 -> $50,000,000

1-30 Year Terms

Quotes In 1 Week



We understand every business is different and each has its own unique needs. We listen carefully to each business owner to ensure we are getting the most beneficial options that make sense for your business. At Creative, relationships are our number 1 priority. We aim to fine tailor a custom financing product for your business needs.



3 – 36 Month Terms

Working capital, also known as operating capital, is the cash available for the day-to-day expenses of running a business. It represents a company’s efficiency and short-term financial performance. It’s vital to have cash flow to cover payroll, inventory, marketing campaigns and any other financial expenses that occur within daily operations. Businesses should focus on maintaining enough operating capital to sustain growth.


Apply online in just a few minutes or call us directly at (646) 312-9146 (M-F 8AM – 9PM)


Our Capital Formation Experts evaluates your business and typically provides a decision in minutes.


Sign your contract and receive money in as fast as 24 hours.


Commercial Banking

Middle market businesses rely on us for lending, leasing, treasury management and factoring services.

Business Banking

Our digital technology enables you to receive financing for your small business needs quickly and easily.

Flexible Finance Options

Credit Card Processing

We offer online and in-person payment tools to help you get paid quickly, easily, and affordably.

Working Capital Advance

Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.

Term Loan

No matter what commercial property you want to purchase, develop, build, or refinance we have options for you and your business.

AR Factoring
Grow on your own terms.  Our leading global platform will help convert your invoices into cash.

Bridge Loans

Let us help you build and improve your credit so you can jump start your financial future.

Loans Per Day

Business Clients

Fulfilled Loans