Business funding from $10,000 to $50 million.
One application. Our capital formation experts evaluate your business, listen to what you need, and tailor a financial product for you.
Funds in as fast as 24 hours12 financing optionsBased in New York
Trusted by businesses that couldn’t wait on a bank.
10,000
+
Business clients
15,000
+
Fulfilled loans
97
%
Client satisfaction
From application to funding in three simple steps.
No bank runaround. No mystery. Here’s exactly how your money moves, and how fast it moves.
Share the basics
Ten minutes, not ten weeks. A short application and your last 4 months of business bank statements. That’s it. Your advisor handles everything from there.
We review your file
Our capital formation experts evaluate your business and typically provide a decision in minutes. Every business is different, so we listen first and tailor the product to you.
Choose and fund
Sign your contract and receive your money. Working Capital Advances can fund in as fast as 24 hours.
Think you won’t qualify? Think again.
If you checked these boxes, you’re closer to funding than you think.
- Time in business6+ months
- Monthly revenue$10,000+
- Credit score500+ FICO considered
- Bank statementsLast 4 months
Financing options matched to your business.
From short-term working capital to long-term commercial facilities, we match the structure to the way your business operates.
Working Capital Advance
Cover payroll, stock up on inventory, keep operations running, all without slowing down.
- Amount$10,000 to $5,000,000
- Term3 to 36 months
- Time to fundsAs fast as same day
- PaymentsDaily or weekly
Business Lines of Credit
Capital on tap. Draw when opportunity knocks, bridge the timing gaps, pay only for what you use.
- Amount$10,000 to $1,000,000
- Term6 to 36 months
- Time to fundsAs fast as same day
- PaymentsWeekly or monthly
Asset-Based Loans
Big capital for established companies, secured by the assets you’ve already built.
- Amount$1,000,000 to $50,000,000
- Term1 to 30 years
- Time to quoteAbout 1 week
- PaymentsMonthly
View all 12 options
- Working Capital AdvancePayroll, inventory and operating costs
- Business Lines of CreditReusable capital for timing gaps
- Asset-Based LoansSecured by business assets
- Term LoansFixed repayment for planned investments
- Revenue-Based FinancingRepayment tied to monthly revenue
- SBA Loan ProgramsLong-term loans through SBA programs
- AR / Invoice FactoringTurn invoices into cash
- Bridge LoansShort-term capital between milestones
- Hard MoneyShort-term loans secured by property you own
- Portfolio LoansFinancing for property portfolios
- Commercial Property LoansBuy, build or refinance property
- Credit Card ProcessingOnline and in-person payments
Straight answers before you ever pick up the phone.
The basics, answered honestly. For anything specific to your business or timing, an advisor is one call away.
How does Creative Capital Solutions work?
We make funding fast, safe and simple. You apply once, our capital formation experts evaluate your business, and we tailor a financing product to your needs. Every offer is subject to review, approval and final documentation.
What happens after I apply?
Our capital formation experts review your application and typically provide a decision in minutes. Your advisor goes over the full cost with you before you sign anything.
What do I need to apply?
Just the application and your last 4 months of business bank statements. Most business owners finish in minutes. Depending on the product, your advisor may ask for more before an offer is final, and tells you exactly what and why before you send anything.
Do I qualify?
If your bank said no, that doesn’t mean we will. We weigh time in business, monthly revenue, credit and collateral together, not one factor alone. As a guide, businesses with 6 or more months of operating history, $10,000 or more in monthly revenue and a FICO score of 500 or higher are typically considered. The fastest way to know is a short call with an advisor.
How quickly can funds be available?
Fast enough to matter. Depending on what you qualify for, you can receive funds the same day. Timing depends on how quickly documents are signed and returned.
How much can I borrow?
From a $10K cushion to a $50M facility. Across all products the range is $10,000 to $50,000,000. Working Capital Advances run $10,000 to $5,000,000, Business Lines of Credit $10,000 to $1,000,000 and Asset-Based Loans $1,000,000 to $50,000,000. The amount offered depends on revenue, time in business, collateral and the product.
What if my bank said no?
Then you’re exactly who we built this for. A bank decline does not end the conversation. Banks weigh credit history and time in business heavily. We look at the whole business, including revenue, receivables and assets, and tailor a product to your business as it is today, not as a bank wishes it were.
What financing options do you offer?
If there’s a way to fund your business, we probably have it. Working capital advances, business lines of credit, term loans, SBA loan programs, asset-based loans, invoice factoring, revenue-based financing, bridge loans, hard money, portfolio loans, commercial property loans and credit card processing. Twelve options, one application. Explore each one to see the exact amounts and terms, or let an advisor match you in minutes.
Your business needs capital. Let’s get it.
Tell an advisor the amount, the timing and what the money’s for. You typically have a decision in minutes, and funding can follow in as fast as 24 hours.
