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Credit card processing for online and in-person sales.
We offer online and in-person payment tools to help you get paid quickly and easily.
- Online and in person toolsPayment tools for selling on your website and face to face.
- Paid quickly and easilyPayment tools that make paying easy for your customers.
- Card sales and capitalIf you need funding too, your advisor can look at both together.
- We listen firstEvery business is different. We listen carefully to each owner before we make an offer.
From first call to taking payments in three simple steps.
Talk to an advisor, choose your payment tools, and start taking cards.
Share the basics
Tell us about your business and how you take payments today: online, in person, or both. Your advisor handles everything from there.
We review your file
We listen first, then walk you through the payment tools before you sign.
Start taking payments
Once you’re set up, you can accept card payments online and in person and get paid quickly and easily.
What is credit card processing?
Credit card processing lets your business accept card payments from customers, online or in person. We offer online and in-person payment tools to help you get paid quickly and easily.
When a customer pays by card, the payment details travel from your terminal or checkout through a processor and on to the customer’s bank, which approves or declines the sale. If it’s approved, the money is sent on to your merchant account.
In person, that usually means a card reader or point-of-sale system. Online, it means a checkout on your website. Many businesses take both.
Credit Card Processing
- ServicePayment processing
- AcceptsCard payments
- WhereOnline and in person
- Common usesStorefronts and online checkout
Already taking cards? Switch to us.
If you already accept cards, you can switch to us from your current processor, and we can potentially save you money on processing fees. Tell your advisor who you process with today, and they’ll walk you through the switch before you sign anything.
Built for businesses that get paid by card.
At the counter, online, or both.
- Counter and storefrontAccept cards at the register with a reader or checkout system.
- Online checkoutTake payments on your website without extra hardware.
- Selling both waysTake cards at the counter and on your website, with one team to call.
- Customers who prefer cardsLet customers pay the way they want instead of turning a sale away.
It’s a good fit if
- You want to accept card payments online, in person or both.
- You want customers to pay the way they prefer.
- You want help choosing payment tools that fit how you sell.
Look at another option if
- You need cash for payroll, inventory or growth. See Working Capital Advance.
- You want cash now with repayment tied to monthly revenue. See Revenue-Based Financing.
- You want flexible funds to draw and reuse. See Business Lines of Credit.
Card processing FAQs.
The basics, answered honestly. For anything specific to your business or timing, an advisor is one call away.
How does credit card processing work?
When a customer pays by card, the payment details go from your terminal or checkout through a processor and on to the customer’s bank. The bank approves or declines, and approved sales are sent on to your merchant account.
What do I need to accept cards?
A way to capture the card, such as a card reader, a point-of-sale system or an online checkout, plus a merchant account to receive the funds. Your advisor explains what fits the way you sell.
Can I take payments online and in person?
Yes. We offer online and in-person payment tools, so you can take cards on your website, at the counter, or both.
Can I switch from my current processor?
Yes. You can switch to us from your current processor, and we can potentially save you money on processing fees. Your advisor walks you through the switch before you sign anything.
Is this a loan?
No. Card processing is a payments service that lets you accept cards. It isn’t financing. If you also need capital, ask about Working Capital Advance or Revenue-Based Financing.
What does card processing cost?
Your advisor goes over the full cost with you before you sign anything.
Do I qualify?
Tell us about your business and how you take payments today. An advisor reviews your situation and explains what’s needed, so you know where you stand before you send anything.
What do I need to apply?
Start with the application. Your advisor tells you exactly what else is needed and why before you send anything.
Get started with card processing.
Send us your details and we will reach out to you.
What happens next
- You send your detailsYour name, phone and email, plus your business name.
- We review how you take paymentsWe listen carefully to each business owner.
- We reach out to youAn advisor contacts you by phone or email.
Prefer to talk it through?Monday to Friday, 8AM to 9PM
Ready to take cards? Let’s set you up.
Tell an advisor how your customers pay today and how you’d like them to.
