Bridge loans for the gap before your next milestone.
A bridge loan is short-term financing that covers the gap until longer-term financing, a sale or another milestone arrives. It keeps a deal or a project moving while you wait for what comes next.
- Covers the gapFunding in place while longer-term financing or a sale is still in motion.
- Short termRepaid when the sale, refinance or bigger loan comes through.
- A planned payoffYou know from day one how it gets repaid: a sale, a refinance or incoming revenue.
- We listen firstEvery business is different. We listen carefully to each owner before we make an offer.
From application to bridge funding in three steps.
Tell us what you’re waiting on, and we’ll set the loan up to cover the gap until it arrives.
Share the basics
A short application and the details of the milestone you’re bridging to. Your advisor tells you exactly what else is needed, and why, before you send anything.
We review your file
Our capital formation experts evaluate your business and your plan to repay. We listen first, then set the amount and terms with you.
Bridge the gap
Sign your contract and put the funds to work. Then repay as planned when the sale closes, the longer-term financing arrives or the milestone is met.
What is a bridge loan?
A bridge loan is short-term financing that covers the gap until you secure longer-term financing, complete a sale or reach another milestone.
Instead of waiting, you get the capital now and repay it when the milestone arrives. A clear plan to repay it is what makes a bridge loan work.
Bridge loans are often secured by an asset, such as property. They are meant to be short-term, so they suit businesses with a credible plan to repay or refinance.
Bridge Loans
- PurposeCover a funding gap
- TermShort-term
- RepaymentAt the milestone or exit
- SecurityOften asset-backed
- Common usesProperty, projects, pending financing
Built for the wait between now and what’s next.
Property deadlines, a bigger loan on the way, a pending sale, or the next project.
- Property deals on a deadlineMove on a purchase while permanent financing is still being arranged.
- Waiting on a bigger loanCover costs until a larger loan, such as an SBA loan, comes through.
- Waiting on a saleCarry the business until a sale closes and the proceeds arrive.
- Projects and acquisitionsFund the step that comes before your long-term plan is in place.
It’s a good fit if
- You have a credible plan to repay, such as a sale or a refinance.
- You need capital for a defined period, not an ongoing need.
- A deal or project depends on good timing.
Look at another option if
- You want to buy or hold property over the long term. See Commercial Property Loans.
- You need a short-term loan secured by property you own. See Hard Money.
- You have a planned investment and want a fixed schedule. See Term Loans.
Bridge loan FAQs.
The basics, answered honestly. For anything specific to your business or timing, an advisor is one call away.
How does a bridge loan work?
You receive capital now and repay it when the milestone arrives, such as a sale closing or longer-term financing coming through. It covers the gap in between.
How long is a bridge loan?
Short-term by design. The right length depends on the milestone you are bridging to, and your advisor sets the term around your timeline.
How do I repay it?
Plan the payoff from the start. Common ways out are a sale, a refinance into longer-term financing, or incoming revenue. The clearer your plan, the better a bridge fits.
What does a bridge loan cost?
The cost depends on the amount, the structure and your business. Your advisor goes over the full cost with you before you sign anything.
Do I need collateral?
Bridge loans are often secured by an asset such as property, though it depends on the loan. Our capital formation experts explain what applies, including any guarantee terms, before you sign.
Do I qualify?
We weigh your business, your plan to repay and any collateral together, not one factor alone. The fastest way to know is a short call with an advisor.
What do I need to apply?
A short application and the details of the milestone you are bridging to. Your advisor tells you exactly what else is needed, and why, before you send anything.
Waiting on a sale or a bigger loan? Let’s bridge the gap.
Tell an advisor what you’re bridging to and when.
